Federal Reserve Website: Official Site, Interest Rates, FOMC, H.15 and Fed Data

If you're trying to find accurate, up-to-date information about U.S. interest rates, the Fed's next decision, or economic data, there is really only one place to go: the official Federal Reserve website, www.federalreserve.gov. Everything else — news aggregators, forums, prediction markets, unofficial calculators — is a secondary source at best. This guide walks through what's on the site, where to find the pages people search for most, and the latest rate picture as of September 2026.

The Official Site: federalreserve.gov

federalreserve.gov is the homepage of the Board of Governors of the Federal Reserve System — the actual central bank of the United States, not a bank you can open an account with. From the homepage you can reach:

• Monetary Policy — FOMC statements, minutes, meeting calendars, and the Beige Book
• News & Events — speeches, testimony, and press releases
• Data — the full library of statistical releases, including H.15
• Publications & Research — the Monetary Policy Report, working papers, and economic data
• Supervision & Regulation — bank oversight and consumer protection information

Bookmark this one URL and you'll rarely need to search for Fed information again.

What Is the FOMC?

The Federal Open Market Committee (FOMC) is the group inside the Federal Reserve that actually sets the target range for the federal funds rate — the rate that ripples out into mortgages, credit cards, savings accounts, and business loans. It meets eight times a year on a pre-set schedule, plus emergency sessions if needed.

• Official FOMC calendar: federalreserve.gov/monetarypolicy/fomccalendars.htm
• FOMC statements & minutes: federalreserve.gov/monetarypolicy/fomccalendars.htm
• Open market operations: federalreserve.gov/monetarypolicy/openmarket.htm

2026 FOMC Meeting Schedule

January 27–28 · March 17–18 · April 28–29 · June 16–17 · July 28–29 · September 15–16 · October 27–28 · December 8–9

The March, June, September, and December meetings include the Summary of Economic Projections (the "dot plot"), giving the clearest look at where policymakers expect rates to head.

Current Interest Rate Picture (as of September 2026)

• Target federal funds rate range: 3.50%–3.75%, held there since December 2025
• Interest rate on reserve balances: 3.65%
• Primary credit rate: 3.75%
• Next decision: Wednesday, September 16, 2026, announced at 2:00 PM ET, followed by the Chair's press conference at 2:30 PM ET

At its July 2026 meeting the Committee held rates steady for a fifth straight meeting, though three members dissented in favor of a hike — a signal that a rate increase, not a cut, is now on the table for the first time in this cycle. Markets have been split between a hold and a 25-basis-point hike heading into the September meeting, a shift driven partly by comments from Fed Chair Kevin Warsh at the Jackson Hole symposium in late August. Inflation running above the Fed's 2% target, alongside softer employment and retail-sales data, is what's making this meeting harder than usual to call.

Note: rate expectations shift constantly with new inflation and jobs data. For the actual decision, always check the FOMC statement directly on federalreserve.gov rather than relying on a forecast or prediction-market page.

Who Runs the Fed Right Now

Kevin Warsh became the 17th Chair of the Federal Reserve on May 22, 2026, succeeding Jerome Powell after a closely contested Senate confirmation. Warsh previously served as a Fed governor from 2006 to 2011. His term as Chair runs through May 2030. In an unusual move, Jerome Powell chose to remain on the Board of Governors after his term as Chair ended, continuing to hold a vote on the FOMC.

• Board of Governors bios: federalreserve.gov/aboutthefed/bios

H.15: The Selected Interest Rates Report

The H.15 statistical release is the Fed's daily report of benchmark interest rates — Treasury yields, the federal funds rate, the prime rate, commercial paper rates, and more. It's the reference point analysts, banks, and researchers use instead of quoting a single news article.

• H.15 release: federalreserve.gov/releases/h15
• Full list of statistical releases: federalreserve.gov/data.htm

Other frequently used Fed data releases include the H.8 (bank assets/liabilities), H.6 (money stock measures), and the Z.1 (financial accounts of the United States).

The Federal Reserve System: 12 Regional Banks

"The Fed" isn't one building — it's a system of the Board of Governors in Washington, D.C., plus 12 regional Reserve Banks. Each publishes its own regional data and research.

• Federal Reserve Bank of St. Louis (FRED): fred.stlouisfed.org — the single best free tool for charting historical U.S. economic data (rates, inflation, GDP, employment, and thousands of other series)
• Other regional banks include New York, Chicago, San Francisco, Atlanta, Dallas, and more, each listed at federalreserve.gov/otherfrb.htm

Watching a Fed Decision Live

The Fed livestreams FOMC press conferences directly.

• Live and archived video: federalreserve.gov/newsevents/pressreleases.htm and the Board's official YouTube channel
• On decision day, the policy statement typically posts at 2:00 PM ET, with the Chair's press conference at 2:30 PM ET

Quick Reference: Common Searches and Where They Actually Lead

What people search What they actually want Official page Fed decision today / Décision de la Fed aujourd'hui Today's or the next FOMC rate announcement FOMC calendar Federal Reserve Bank The central bank / regional Reserve Banks federalreserve.gov Federal Reserve statistical release Data releases like H.15, H.6, H.8 Data releases Fed site officiel The official Fed homepage federalreserve.gov Federal Reserve St. Louis FRED economic data tool fred.stlouisfed.org Federal Reserve live Live FOMC press conference Board press releases Federal Reserve H.15 report Daily interest rate data H.15 release Fed président / Fed Powell Current Fed Chair Chair Kevin Warsh (as of May 2026) Fed rôle What the Fed actually does About the Fed Why Go to the Official Site Instead of a News Aggregator

Third-party sites often repackage Fed data with delays, paraphrasing, or their own commentary layered on top — which is fine for context, but not for the actual numbers. The Fed's own site is:

• Free, with no paywall or account required
• Primary-source, meaning statements, minutes, and data come directly from the source with no intermediary
• Comprehensive, covering monetary policy, bank supervision, payment systems, and consumer protection in one place

For anyone in the U.S. trying to understand what the Fed is doing with interest rates — homeowners watching mortgage rates, savers watching CD yields, or anyone following the economy — federalreserve.gov is the one bookmark that replaces all the others.

This article reflects publicly available information as of September 12, 2026. Interest rate figures and meeting outcomes change with each FOMC meeting — always verify current rates and decisions directly at federalreserve.gov.